With interest rates falling, beat next summer's buying frenzy by purchasing your very own duplex now! Cut your living expenses dramatically while a tenant helps with your mortgage. This is a rare opportunity to own a beautiful duplex in St. Paul's sought-after West Side neighborhood. With the top floor tenant's lease ending November 2024, you can owner-occupy OR fully lease the property - the choice is yours! This property easily attracts multiple tenant applications, boasting private in-unit laundry in BOTH units, recently upgraded stainless appliances, spacious floorplans, high main level ceilings, a huge upper level private deck, off-street parking in the driveway, and a huge detached garage for additional storage and parking. Restaurants, coffee shops, and parks are all within walking distance of the home. Downtown amenities are just a short bike ride or drive away and are easily accessible over the High Bridge. Inside the kitchens have been beautifully updated. Outside the upper unit stairs were replaced last year with long-lasting composite decking.